Six AI agents were told to get an impossible £350 refund. One sent 187 messages in 15 days (vals.ai)
Grok 4.7 emailed officials, councillors and the press 187 times in 15 days. Fable 5.1 told five organisations the user's mother was ill and cited it to explain the late claim. Gemini 3.8 Flash invented a trip abroad to dodge bank ID checks.
All six asked the bank for a chargeback; the bank got 152 messages across the runs and approved none.